Purchase & Financing

Enter the total price paid to acquire the property, excluding closing costs and repairs.

20

Percentage of the purchase price paid upfront in cash. This determines your loan amount and total cash invested.

7.00

Annual mortgage interest rate used to calculate monthly payments and long-term financing costs.

Total length of the mortgage repayment period, commonly 15, 20, or 30 years.

One-time acquisition costs such as lender fees, title charges, escrow, and legal expenses.

Upfront capital spent to repair, renovate, or prepare the property for rental use.

How long you plan to own the property before selling. This affects cash flow, equity growth, and total ROI.

8

Estimated percentage of the sale price lost to agent commissions, transaction fees, and closing expenses.

3

Expected annual increase in property value, compounded over the holding period.

Income & Operating

Total scheduled monthly rent collected before vacancies or operating expenses.

Additional recurring income such as parking, laundry, pet rent, storage, or other fees.

5

Percentage of time the property is expected to be vacant due to turnover or non-occupancy.

Recurring monthly costs to operate the property, excluding mortgage payments (e.g., maintenance, management, utilities, taxes, insurance).

Disclaimer: These calculators and any results they generate are provided for informational purposes only. They are estimates based on the information you enter and should not be relied upon as a guarantee of any future result. Property performance depends on many factors that change over time. Please consult a qualified financial, tax, or legal professional before making any investment decision.

The projection is your starting point.

Your results show where this investment could go. The larger gains, though, come from the decisions around it: when to hold, when to reinvest, and how to position the property for its next stage. That is where a PURE HomeRiver Client Advisor helps, bringing expert market insights and portfolio growth strategy built to maximize your return. Share your results and we will walk through what they mean for your portfolio.