Purchase & Financing |
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Enter the total price paid to acquire the property, excluding closing costs and repairs. |
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20 Percentage of the purchase price paid upfront in cash. This determines your loan amount and total cash invested. |
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7.00 Annual mortgage interest rate used to calculate monthly payments and long-term financing costs. |
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Total length of the mortgage repayment period, commonly 15, 20, or 30 years. |
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One-time acquisition costs such as lender fees, title charges, escrow, and legal expenses. |
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Upfront capital spent to repair, renovate, or prepare the property for rental use. |
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How long you plan to own the property before selling. This affects cash flow, equity growth, and total ROI. |
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8 Estimated percentage of the sale price lost to agent commissions, transaction fees, and closing expenses. |
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3 Expected annual increase in property value, compounded over the holding period. |
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Income & Operating |
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Total scheduled monthly rent collected before vacancies or operating expenses. |
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Additional recurring income such as parking, laundry, pet rent, storage, or other fees. |
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5 Percentage of time the property is expected to be vacant due to turnover or non-occupancy. |
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Recurring monthly costs to operate the property, excluding mortgage payments (e.g., maintenance, management, utilities, taxes, insurance). |